Benefits

Voluntary Benefits
Short Term Disability Insurance

Short Term Disability Insurance

Short-Term Disability provides you with weekly income replacement if you become disabled. Benefits can continue for each period of disability, but not beyond the maximum benefit period of 24 weeks. The minimum weekly benefit is 25% of your gross disability payment and the maximum benefit payable will not exceed 66⅔% of your weekly earnings.

Long Term Disability Insurance

Long Term Disability Insurance

This Long-Term Disability plan provides financial protection for you by paying a portion of your income while you are disabled. The amount you receive is based on the amount you earned before your disability began and the monthly benefit option that you chose. In some cases, you can receive disability payments even if you work while you are disabled.

Group Term Life/AD&D Insurance

Group Term Life/AD&D Insurance

Underwritten by The Standard Insurance Company, DCPS provides board-paid $10,000 Group Term Life and Accidental Death and Dismemberment (AD&D) insurance for all full-time benefit-eligible employees.

Life insurance provides your surviving family members with the funds to meet existing financial obligations, such as: unpaid medical bills, funeral expenses, mortgage payments and other debts (credit cards, car loans, etc.).

Unum Long-Term Care

Unum Long-Term Care

Long-Term Care (LTC) plans protect your savings in the event you need long-term care for an injury, illness or disability.

Plans provide a monthly benefit you select when you are in a nursing facility, an assisted living facility or receiving home health care.

Unum Whole Life Insurance

Unum Whole Life Insurance

Unum’s Whole Life insurance can help you give your family the added financial protection they may need in the event something unexpected happens to you.

Trustmark Universal LifeEvents® Insurance Plan

Trustmark Universal LifeEvents® Insurance Plan

LifeEvents is designed to meet your needs throughout your lifetime. The plan combines two valuable benefits into one affordable product. With LifeEvents, your benefits may be paid as a Death Benefit, as Living Benefits under the Long-Term Care Insurance Rider, or as a combination of both.

Flex Dollars

Flex Dollars

This is a short summary description of the benefit.

Group Voluntary Critical Illness Insurance from Allstate Benefits

Group Voluntary Critical Illness Insurance from Allstate Benefits

With the advancements in medical technology and treatment, people are living longer and once-deadly diseases are being controlled and cured. One way you can help protect yourself, your family and your finances is to purchase a critical illness policy, which pays a lump sum benefit when you are diagnosed with a covered critical illness.

Papa Pal

Papa Pal

Trustmark’s Accident insurance helps pay for unexpected healthcare expenses due to non-occupational accidents that occur every day. Accident insurance provides benefits due to covered accidents for initial care, injuries, and follow-up care. Benefits are paid directly to the employee, in addition to any other coverage they have.

Trustmark® Accident Insurance

Trustmark® Accident Insurance

Trustmark’s Accident insurance helps pay for unexpected healthcare expenses due to non-occupational accidents that occur every day. Accident insurance provides benefits due to covered accidents for initial care, injuries, and follow-up care. Benefits are paid directly to the employee, in addition to any other coverage they have.