Disability Income Protection | Voluntary Benefits
Short Term Disability InsuranceHow It Works
This plan provides you with weekly income replacement if you become disabled, as defined in the policy. Short Term Disability (STD) benefits begin after you meet the definition of disability and satisfy a 14-consecutive-day elimination period. Benefit payments are issued in arrears on a weekly basis, and benefits can continue for each period of disability, but not beyond the maximum benefit period of 180 days. The minimum weekly benefit is 25% of your gross disability payment. Under no circumstance will a benefit be payable which exceeds 66⅔% of your weekly earnings.
To ensure your claim processing is not delayed, please make sure to request paid leave through your Employer’s Smart View Site. Unpaid leave must be applied for through your payroll coordinator and FMLA/Extended Leave must be applied for through your Employer’s Extended Leave Department.
Note: Coverage levels of The Standard Disability Plans that are offered through Duval County Public Schools are based on your annual salary.
Submitting a Claim for STD
A telephonic claims intake service is available on the STD plan. This service eliminates the need to submit a paper claim. Initiate your claim by calling The Standard’s toll-free telephonic claim intake number, 1-800-378-2395, and report your claim (Group #158390). Call within 14 days after the date your disability begins or as soon as possible. The Standard intake specialist will take your information by phone.
Group STD Insurance Certificate
Short Term Disability Cost by Pay Period
| Employee’s Monthly Election $ | What Weekly Benefit Is On Our Policy/Certificate | Plan Number To Weekly Benefit In Our Policy/Certificate |
| $400.00 | $93.00 | 1 |
| $600.00 | $139.00 | 2 |
| $800.00 | $185.00 | 3 |
| $1,000 | $231.00 | 4 |
| $1,200 | $277.00 | 5 |
| $1,500 | $347.00 | 6 |
| 1,800 | $416.00 | 7 |
| 2,400 | $554.00 | 8 |
| 2,800 | $647.00 | 9 |
| $3,500 | $808.00 | 10 |
| $4,000 | $923.00 | 11 |
| $5,000 | $1,154.00 | 12 |
| $6,000 | $1,385.00 | 13 |
| $6,500 | $1,500.00 | 14 |
| $7,000 | $1,615.00 | 15 |
| 24 Payroll Deductions | Weekly Payout | 20 Payroll Deductions |
| $2.80 per pay = $400.00 a month | $93.00 | $3.36 per pay = $400.00 a month |
| $4.20 per pay = $600.00 a month | $139.00 | $5.04 per pay = $600.00 a month |
| $5.60 per pay = $800.00 a month | $185.00 | $6.71 per pay = $800.00 a month |
| $7.00 per pay = $1,000 a month | $231.00 | $8.39 per pay = $1,000 a month |
| $8.40 per pay = $1,200 a month | $2.77 | $10.07 per pay = $1,200 a month |
| $10.50 per pay = $1,500 a month | $347.00 | $12.59 per pay = $1,500 a month |
| $12.59 per pay = 1,800 a month | $416.00 | $15.11 per pay = $1,800 a month |
| $16.80 per pay = $2,400 a month | $554.00 | $20.15 per pay = $2,400 a month |
| $20.57 per pay = 2,800 a month | $647.00 | $24.68 per pay = $2,800 a month |
| $25.69 per pay = $3,500 a month | $808.00 | $30.83 per pay = $3,500 a month |
| $29.36 per pay = $4,000 a month | $923.00 | $35.23 per pay = $4,000 a month |
| $30.24 per pay = $5,000 a month | $1,154.00 | $36.28 per pay = $5,000 a month |
| $31.15 per pay = $6,000 a month | $1,385.00 | $37.37 per pay = $6,000 a month |
| $36.36 per pay = $6,500 a month | $1,500.00 | $43.63 per pay = $6,500 a month |
| $41.55 per pay = $7,000 a month | $1,615.00 | $49.86 per pay = $7,000 a month |