Under this option, you select a Primary Care Provider from the DeltaCare USA provider list. No claim forms to complete. No copays for basic cleanings.
Dental care benefit options
Delta Dental Insurance Company offers two choices for dental coverage:
- DeltaCare®USA Option (Prepaid) and
- Delta Dental PPOSM Option (Indemnity).
The DeltaCare USA Option plan features no deductible and low out-of-pocket costs for your basic dental care; however, you must select a dentist from the provider listing.
The PPO Plan allows you the flexibility of choosing an in-network or out-of-network dentist at the time of service.
Under this option, you can receive services from a PPO Dentist or the dentist of your choice. PPO Dentists will file claims on your behalf and have agreed to charge no more than the predetermined PPO fee schedule. You may be required to pay up-front costs and file a claim form if you use a non-Delta Dental dentist.