Hospital Indemnity Insurance | Voluntary Benefits
Group Voluntary Hospital Indemnity Insurance from Allstate BenefitsHow It Works
Our Hospital Indemnity Insurance pays a cash benefit for hospital confinements. This benefit is payable directly to you unless assigned, and can keep you from withdrawing money from your personal bank account or retirement account for hospital-related expenses. It is increasingly important to not only protect your finances if faced with an unexpected illness, but also empower yourself to seek the necessary treatment.
Policy Benefits
- Four Tier Coverage options include: Employee Only, Employee + Spouse, Employee + Children, and Employee + Family
- Eligible to full-time employees; excludes part-time, temporary, and seasonal employees
- This plan is not HSA compatible
Meeting Your Needs
- Guaranteed Issue coverage without a Pre-existing Condition Limitation*
- Coverage also available for your dependents
- Premiums are affordable and are conveniently payroll deducted
- Coverage may be continued; refer to your certificate for details
With Allstate Benefits, you can feel assured that you have the protection you need if faced with a hospitalization.
- Please refer to the Exclusions and limitation section of this product.
How to Access Your Benefits and File a Claim
Allstate MyBenefits offers 24/7 access at allstatebenefits.com/mybenefits.
This easy-to-use website offers 24/7 access to important information about your benefits. Plus, you can submit and check your claims (including claim history), request your cash benefit to be direct deposited, make changes to personal information, and more.
The coverage is provided under form GVSP2, or state variations thereof. The coverage has exclusions and limitations. Contact your benefits representative for full details. Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.