How It Works 

Trustmark’s Accident insurance helps pay for unexpected healthcare expenses due to non-occupational accidents that occur every day. Accident insurance provides benefits due to covered accidents for initial care, injuries, and follow-up care. Benefits are paid directly to the employee, in addition to any other coverage they have.

Who is eligible?

• Employees – Ages 18 to 80, actively working full-time
• Spouses – Ages 18 to 80, who are not disabled
• Children – Birth to age 26, who are unmarried and dependent

Accidental death benefit

• Provides a lump-sum benefit for an accidental death that occurs within 90 days of a covered accident:
• Pays $100,000 for the insured, $50,000 for the spouse and $25,000 for a child.
• The benefit doubles if the accidental death is due to a common carrier.

Catastrophic accident benefit

• Helps families during the transitional period following a catastrophic loss:
  • Provides a lump-sum benefit for catastrophic loss after fulfilling a 90-day elimination period.
  • Pays $150,000 for the insured, $75,000 for the spouse and $75,000 for a child.

A catastrophic loss is the loss of use of sight, hearing, speech, arms or legs.