Retiree
Retiree Open Enrollment Info

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Open Enrollment Dates:
October 13th – November 7th, 2025 for coverage effective January 1st, 2026.

Key 2026 Enrollment Information

Exciting News: Humana Dental Plans Coming January 1st!

Starting January 1st, Humana will be offering our dental plans. Here’s what this means for you:

  • Lower rates for DHMO plans
  • Slightly higher PPO rates, but with access to a larger network of dentists

Enjoy more choices and better value with Humana!

No Changes to Medical Rates!

We’re happy to share that your medical plan rates will remain the same — no increases for the upcoming year.

New Accident Plan Provider: Allstate

Allstate will now administer the Accident Plans, offering lower monthly costs. If you’re currently enrolled, no action is needed, your coverage will continue automatically.

Changing Your Benefits

    1. Review the current retiree benefit offerings in your 2026 Retiree Benefits Reference Guide.
    2. If you would like to make a benefit change:
      – Contact the FBMC Service Center at
      (855) -569-3277 to request an enrollment form
      OR
      Download the Over 65 form or Under 65 form
    3. If mailing your enrollment form, please note that all forms must be post marked by November 7th, 2025 to ensure proper processing
    4. If you make any changes, you must complete the enrollment form in its entirety and indicate your preferred method of payment, ACH/FRS or direct bill. This includes all elected benefits for 2025 that you wish to continue into the 2026 plan year, in addition to the new benefits you are electing for 2026.

Your Medicare Benefits

Your Medicare benefits are administered by the Florida Schools Retiree Benefits Consortium (FSRBC). Retirees who are age 65+ and Medicare eligible are given the option to enroll in one of the Medicare Supplement or Medicare Advantage Plans and/or one of the Medicare Part D Pharmacy Plans through the Florida School Retiree Benefits Consortium. Please contact FSRBC for your Medicare benefit options. Visit myFSRBC.com or call
1 (833) 686-0983.