How It Works

This is an open access plan that does not require you to choose a primary care physician. You may choose the physician of your choice. However, to receive your maximum benefit, you should select an in-network doctor from participating Florida Blue, Blue Options providers found at www.floridablue.com.

Plan Details Include: 

• All coverage levels have a cost associated with this plan
• Employees have the freedom to choose an in-network or out-of-network service provider at the time of service
• Deductible and coinsurance applies to all services that do not have set copays; for example:
  • Inpatient and outpatient hospitalization
  • Ambulatory surgical center facility
  • All out-of-network services
• Coinsurance and copays (including Rx) count towards the maximum out-of-pocket limit
• Medical Flexible Spending Account available (Employee Contributions Only)

Note: If you wish to contribute to the Medical FSA, you must make that election at your enrollment session. Prior year contributions are not going to automatically roll over. 

PPO Plan Bi-Weekly Contribution Rates