Short-Term Disability provides you with weekly income replacement if you become disabled. Benefits can continue for each period of disability, but not beyond the maximum benefit period of 24 weeks. The minimum weekly benefit is 25% of your gross disability payment and the maximum benefit payable will not exceed 66⅔% of your weekly earnings.

This Long-Term Disability plan provides financial protection for you by paying a portion of your income while you are disabled. The amount you receive is based on the amount you earned before your disability began and the monthly benefit option that you chose. In some cases, you can receive disability payments even if you work while you are disabled.