Benefits
Benefit Type
Low HMO Health Plan
Hired on or after after January 1, 2022? This FREE plan is the only option for New Hires.
It is also available to current employees who have previously waived Medical coverage.
High HMO Health Plan
– You don’t have to choose a primary care physician.
– You don’t have to pay a premium for employee coverage.
– The District offsets a portion of your dependents’ coverage.
PPO Health Plan
– You pay a portion of the cost for your elected level of coverage
– You can choose your own doctor
– If you use a network provider, there is no deductible
Short Term Disability Insurance
Short-Term Disability provides you with weekly income replacement if you become disabled. Benefits can continue for each period of disability, but not beyond the maximum benefit period of 24 weeks. The minimum weekly benefit is 25% of your gross disability payment and the maximum benefit payable will not exceed 66⅔% of your weekly earnings.
Long Term Disability Insurance
This Long-Term Disability plan provides financial protection for you by paying a portion of your income while you are disabled. The amount you receive is based on the amount you earned before your disability began and the monthly benefit option that you chose. In some cases, you can receive disability payments even if you work while you are disabled.
Group Term Life/AD&D Insurance
Underwritten by The Standard Insurance Company, DCPS provides board-paid $10,000 Group Term Life and Accidental Death and Dismemberment (AD&D) insurance for all full-time benefit-eligible employees.
Life insurance provides your surviving family members with the funds to meet existing financial obligations, such as: unpaid medical bills, funeral expenses, mortgage payments and other debts (credit cards, car loans, etc.).
Group Voluntary Hospital Indemnity Insurance from Allstate Benefits
Hospital Indemnity Insurance plan offers added financial protection for those out-of-pocket costs in case you need hospitalization for a covered accident or a covered sickness.
Unum Long-Term Care
Long-Term Care (LTC) plans protect your savings in the event you need long-term care for an injury, illness or disability.
Plans provide a monthly benefit you select when you are in a nursing facility, an assisted living facility or receiving home health care.
Unum Whole Life Insurance
Unum’s Whole Life insurance can help you give your family the added financial protection they may need in the event something unexpected happens to you.
Trustmark® Voluntary Universal Life Insurance Plan
Universal Life Insurance helps you protect your loved ones in the event something should happen to you.
Trustmark Universal LifeEvents® Insurance Plan
LifeEvents is designed to meet your needs throughout your lifetime. The plan combines two valuable benefits into one affordable product. With LifeEvents, your benefits may be paid as a Death Benefit, as Living Benefits under the Long-Term Care Insurance Rider, or as a combination of both.
Pharmacy – Specialty Prescriptions
Some self-medications self-administered specialty drugs, such as injectable, infused, oral or inhaled drugs must be purchased from a participating specialty pharmacy. Florida Blue offers you two choices: Accredo Specialty or CVS Caremark.
Pharmacy – Retail & Delivery
Prime Therapeutics offers a network of thousands of participating pharmacies. Using one of these pharmacies and choosing generic medicines when possible will maximize your savings. Out-of-network pharmacy expenses are not covered.
Flex Dollars
This is a short summary description of the benefit.
Health + Wellness
The health and wellness of our employees and their family members is very important to Duval County Public Schools. The goal of the District’s health and wellness program is to motivate our members with chronic conditions to take an active role in developing treatment plans to increase their quality of life. The District, in partnership with Florida Blue, provides our members access to various resources to assist members with every aspect of their healthcare needs.
Group Voluntary Critical Illness Insurance from Allstate Benefits
With the advancements in medical technology and treatment, people are living longer and once-deadly diseases are being controlled and cured. One way you can help protect yourself, your family and your finances is to purchase a critical illness policy, which pays a lump sum benefit when you are diagnosed with a covered critical illness.
Trustmark® Accident Insurance
Trustmark’s Accident insurance helps pay for unexpected healthcare expenses due to non-occupational accidents that occur every day. Accident insurance provides benefits due to covered accidents for initial care, injuries, and follow-up care. Benefits are paid directly to the employee, in addition to any other coverage they have.
Davis Vision by MetLife
A comprehensive vision benefit ensuring low out-of-pocket cost to members and their families. Our vision plan helps you care for your eyes while saving you money. Our goal is 100% member satisfaction.
Delta Dental DeltaCare USA Plan
Under this option, you select a Primary Care Provider from the DeltaCare USA provider list. No claim forms to complete. No copays for basic cleanings.
Delta Dental PPO Option (Indemnity)
Under this option, you can receive services from a PPO Dentist or the dentist of your choice. PPO Dentists will file claims on your behalf and have agreed to charge no more than the predetermined PPO fee schedule. You may be required to pay up-front costs and file a claim form if you use a non-Delta Dental dentist.
Wellness Resources Quick Reference
Puzzled about where to go for answers to your health and wellness questions? Here’s a quick reference guide to help you make the most of your options.