How It Works

Group Term Life/AD&D Insurance

• All newly-hired employees of Duval County Public Schools are able to select additional term life coverage equal to one, two, or three times their annual salary, minus $12,000, up to a maximum of $312,000 or, instead of a multiple of the annual salary, you may select a flat $50,000. This is in addition to your basic Board-paid coverage. Equal amounts of accidental death and dismemberment insurance are also provided. Selections must be made during the first 31 days after becoming eligible.
• During Open Enrollment, existing employees may upgrade their additional life and AD&D coverage by one level without medical review.
• During Open Enrollment, employees who are eligible but not insured, can purchase additional term life coverage equal to one times their annual salary, or $50,000. Equal amounts of accidental death and dismemberment insurance are also provided.
• In the event of a Family Status Change:
• You may enroll in or increase your additional life coverage without having to submit evidence of insurability, should you enroll within 60 days of a Family Status Change.
• Existing employees may upgrade their additional life and AD&D coverage by one level without medical review.
• Employees who are eligible but not insured can purchase additional term life coverage equal to one times their annual salary or $50,000. Equal amounts of accidental death and dismemberment insurance are also provided.
• Family Status Change means any of the following events:
  • Your marriage, divorce or legal separation
  • The birth of your child
  • The adoption of a child by you
  • The death of your spouse and/or child
  • The commencement or termination of your spouse’s employment
  • A change in employment from full-time to part-time by you or your spouse

  
  

• If you terminate your employment from Duval County Public Schools, you may select to continue coverage.

How to Change Your Beneficiary:

• Log in to www.myFBMC.com
• Select Change In Status

• Select Update Beneficiary

• Complete the required fields and select the allocation of your life insurance benefit, not to exceed 100%
• Follow the prompts to confirm and submit the enrollment change

To File a Death Claim:

Please contact the DCPS Employee Benefits Office at 904-390-2143.